Your home is more than bricks and walls.
It’s where your family feels safe.
But what happens if life takes a sudden turn?
That’s where Mortgage Life Insurance and a Life Insurance Policy step in—together.
At Skyview Insurance, we help Surrey families protect their homes and loved ones with the right coverage. Let’s see how both insurance types work—and why they’re stronger together.
What is Mortgage Life Insurance?
This type of policy is designed for one thing:
Pay off your mortgage if you pass away.
If something happens to you, the insurance company pays the remaining mortgage directly to the lender. That means your family doesn’t lose their home during a difficult time.
It’s not about payouts to your family—it’s about clearing the home loan.
What is a Life Insurance Policy?
Unlike mortgage insurance, a Life Insurance Policy gives your family cash directly.
They can use it to:
- Pay for daily living
- Cover funeral expenses
- Keep up with debt
- Fund your kids’ education
It’s flexible. It’s powerful. It’s peace of mind.
Why You Should Have Both
Think of your family’s future like a house.
The mortgage insurance protects the structure.
The life insurance protects what’s inside.
Here’s how they work together:
1. Home + Income Protection
Your mortgage gets paid off, and your family gets money to carry on.
2. No Financial Burden
No scrambling to sell the house. No panic over bills.
3. Full Coverage, No Gaps
Mortgage insurance alone only covers the home. Life insurance fills in the rest.
Which One Comes First?
Start with what matters most.
If your home is your biggest asset, Mortgage Life Insurance is a smart start. But if you have kids, dependents, or aging parents relying on you, then a Life Insurance Policy adds full protection.
The truth?
Most Surrey families need both.
Why Choose Skyview Insurance in Surrey?
We know families.
We know mortgages.
And we know how to create a plan that fits your life.
At Skyview Insurance, we help you:
- Understand the difference
- Choose the right policy
- Get affordable coverage
- Protect your family long-term
No pushy sales. Just real advice.
Final Thoughts
You worked hard for your home.
You love your family.
Don’t leave their future to chance.
With Mortgage Life Insurance Surrey and a Life Insurance Policy Surrey, you give them more than protection—you give them stability.
Let’s protect what matters most.
Talk to the Skyview Insurance team today.
Visit www.skyviewinsurance.ca to get started.